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WORLD'S BEST GIFT IDEAS FROM AMAZON.COM

 

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TOP GIFT IDEAS

INSPECTION CAMERA ($39.00)

Borescope camera is great for exploring difficult-to-reach places. You just need to connect the camera to your phone via Wi-Fi and receive a clear high-quality image.

LED PAINTING TABLET ($30.50)

Just put a sketch on the screen with an empty sheet of paper on top. Turn on the light box and draw. Your child can learn to hold a pencil, draw precise smooth lines and be attentive, focused and patient.

MR. SHERLOCK PINGLOCKS ($28.99)

Open up any doors! Unique gift idea for any age. Start new interesting challenges with these 17 tools practicing lock opening. Comes in a book-stylish case that makes it a great gift idea.

OFFICE NINJA DESK TOY ($20.00)

Indoor Blowgun Kit with Soft Ammo and Target will make a perfect gift for your colleague at work or even your boss! The lightweight projectiles are made from a soft plastic and travel very precisely. Be careful!

WINE BOTTLE PUZZLE ($24.98)

A wonderful gift for the wine enthusiast who loves puzzles. This ingenious gift is a unique way to present a hostess or holiday gift of wine. The recipient must solve the puzzle to remove the bottle of wine

MOTION-SENSING LIGHTS ($24.62)

Set of 3 motion-sensing LED nightlights for indoor or outdoor use. The LED directs 20 lumens of neutral white light downward to light pathways and stairs. More than 80 hours of light on one set of batteries!

LIGHTSABER UMBRELLA ($22.99)

The force awakens laser sword led light umbrella, creative and attractive with 7 LED color options.The flashlight function allows you to become the focus of everyone at a rainy night.

MINIMALIST WALL CLOCK ($110.00)

Add some minimalist style to your home with this awesome digital wall / desk white LED clock with white frame digits, alarm, date and time display in mode 12/ 24 hour. Light sensitive controller.

MISFORTUNE COOKIES ($16.99)

These 13 Pechkeks misfortune cookies bite back! Dark cookies, dark humor – individually packaged with four different motifs. Warning! Not suitable for the easily offended or those with no sense of humor!

T-REX BOTTLE OPENER ($39.52)

For roarsome refreshment! This Dinosaur bottle opener is made from cast iron that tears off bottle caps in its jaws. Great for a monstrous centrepiece. The talking point of any party!

CONFETTI HIGH FIVE TOY ($9.95)

At the peak of your celebration when two hands come together for an epic moment of high five bliss, you can’t afford not to have confetti blast high into the air and rain down around your triumphant gesture!

THE MODULAR CAT HOUSE ($140.99)

“Kitty Says Relax” is BoxKitty’s mission and expectation. Boxkitty is a clever line of cardboard cutouts that connect via sticky tabs to form customizable and changeable houses for cats.

RETRO VINTAGE KEYBOARD ($219.99)

Genuine & Luxurious gift idea. The top plate is made with genuine leather to reflect taste, craftsmanship and culture while emitting a unique charm that inspires.

10 IN 1 SURVIVAL KIT ($19.99)

Must have camping gear for every outdoor activities lover! Includes compass, extra loud emergency whistle, fire starter fire scraper and knife flashlight tactical pen etc.

OFFENSIVE BUSINESS CARDS ($19.99)

This funny gift includes a variety of insults, from poor parking to horrible body odor. 100 offensive business card total split up over 8 different templates. Comes in a convenient card holder box for easy storage

COUCH CUP HOLDER ($25.00)

The ultimate drink holder for your sofa, is a one-size-fits-all drink coaster to securely hold all your favourite drinks – hot or cold – on your sofa, couch, armchair or recliner.

THE LOCK LOCKER ($18.70)

Keeps door lock secure from intruders from entering your home. Stops: bump keys, 3D printed keys, lock picks, stolen keys, copied keys, manager/ maintenance.

7 IN 1 PEN MULTITOOL ($10.49)

Discover the most versatile and compact level pen multi-tool for all DIY enthusiasts! The incredible functions and robust design will make it your most trustworthy companion during your weekend projects!

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Life Insurance
Demo Post

Life Insurance
The basic building block of financial planning is protection. By getting enough life insurance you are protecting your loved ones so that the money is there to continue their lives without disruption. It has been said that getting life insurance is an honorable and selfless act and that is so. You are taking responsibility for the financial future of people you love. Congratulations on this first step and it is our goal to help you find the most efficient and economical method in building one of the building blocks of sound financial planning – life insurance. Find the best term life insurance quotes by using our instant and anonymous online term life insurance quote system. You'll get great rates with the exact coverage you are looking for.  

There are many types of life insurance to fit individual needs and circumstance. The following are some of the basic types of life insurance available. 

Term Insurance 
The simplest form of insurance. You purchase coverage for a specific price for a specified period. If you die during that time, your beneficiary receives the value of the policy. There is no investment component.

Whole Life
Similar to term, but you purchase the policy to cover your "whole life" not just a set period. Premiums remain level throughout the life of the policy, and the company invests at least a portion of your premiums. Some firms share investment proceeds with policyholders in the form of a dividend. Many companies will offer "a relatively low guaranteed rate of return," but in reality pay at a rate in excess of the guarantee.

Universal Life
You decide how much you want to put in over and above a minimum premium. The company chooses the investment vehicle, which is generally restricted to bonds and mortgages. The investment and the returns go into a cash-value account, which you can use against premiums or allow to build. 

  • With some policies, sometimes called Type I or Type A, the cash account goes toward the face value of the policy on the death of the policyholder.
  • With a second variety, sometimes called Type II or Type B, the beneficiary receives the face value of the policy plus all or most of the cash account.
  • While Type II is meant to provide a partial hedge against inflation, it demands higher premiums as you get older than Type I.

A variation of a universal policy, often called universal variable life, allows policyholders to choose investment vehicles.

 

 

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